Ron GallenApr 6, 20202 minUnderearning in BriefDeprivation is like a world with certain colors missing. Chronic underearning or anorectic spending are adaptive responses to living in a...
Ron GallenApr 5, 20203 minDealing With CreditorsHere is an outline of what I recommend if debt is a problem. First, establish a spending plan (see The Spending Plan) that takes care of...